Webster Groves, Kirkwood, Ballwin and St. Louis real estate and homes for sale in Missouri - The HEA Team, REALTORS® The HEA Team REALTORS(r) for Webster Groves, Kirkwood, Ballwin and St. Louis, Missouri real estate - NUMBER1EXPERTS™ The HEA Team NUMBER1EXPERTS(tm) for Webster Groves, Kirkwood, Ballwin and St. Louis, Missouri real estate
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The HEA Team, REALTOR®, real estate agents and broker for Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
All Agents are NOT alike! Find out what we do that makes us stand apart from our competition! 314-951-1908


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Sandie’s “Certified Pre-Owned Home” program brought about a quick sale.
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First Time Homebuyers: Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis                      County, MO
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Webster Groves, Kirkwood, Ballwin and St. Louis real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Financing Your Home >Mortgage Myths

Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing. Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.

The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.

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Real Estate Trivia
Q 
What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
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The HEA Team, REALTOR®, real estate agents and broker for Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The HEA Team
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8081 Manchester Road
Brentwood, MO. 63144
314-951-1908
Fax: 314-781-4911
Email: specialagent@hey-hea.com

Hi, I'm Sandie Hea and I consider it a privilege to help people every day achieve their real estate goals! My Client Care Coordinator, Kate, is part of my team to ensure that no detail is overlooked in the sale or purchase of your home. We want you to have a joyful experience during what can oftentimes be very stressful. Our team cares about your complete satisfaction and the service doesn't end at the closing table because I want to be Your Real Estate Consultant for Life!


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