St. Louis, Richmond Heights, Brentwood, and Webster Groves real estate and homes for sale in Missouri - The HEA Team, REALTORS® The HEA Team REALTORS(r) for St. Louis, Richmond Heights, Brentwood, and Webster Groves, Missouri real estate - NUMBER1EXPERTS™ The HEA Team NUMBER1EXPERTS(tm) for St. Louis, Richmond Heights, Brentwood, and Webster Groves, Missouri real estate
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The HEA Team, REALTORŪ, real estate agents and broker for St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)







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Mortgage Prequalification: St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home buying, real estate listings, and homes for sale in St. Louis                      County, MO
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top St. Louis, Richmond Heights, Brentwood, and Webster Groves Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
Self Employed >Moving And Taxes

Even with the changes in tax laws over recent years, you may be able to deduct some of the expenses of a move that is the result of a change in your job.

You will probably be able to deduct the costs of your move if your new work location means more than an additional 50-mile commute, if you move within a year of taking the job at the new location, and if you work full-time for at least 39 weeks (the total is 78 weeks if you are self-employed). You should keep meticulous records of all of your expenses and consult a tax expert to make sure that you take all the lawful tax deductions allowed by the IRS criteria for expenses related to selling your old home or buying your new one. The IRS publication No. 521 entitled "Tax Information on Moving Expenses" makes good reading before you make a move.

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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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The HEA Team, REALTORŪ, real estate agents and broker for St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The HEA Team
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8081 Manchester Road
Brentwood, MO. 63144
314-951-1908
Fax: 314-558-6191
Email: specialagent@hey-hea.com

Hi, I'm Sandie Hea and I consider it a privilege to help people every day achieve their real estate goals! With a Marketing Coordinator and a Client Care Coordinator we ensure that no detail is overlooked in the sale or purchase of your home. We want you to have a joyful experience during what can often be very stressful. Our team cares about your complete satisfaction and the service doesn't end at the closing table because I want to be Your Real Estate Consultant for Life!

CRS GRI SRES


Sandie Hea Team Sandie Hea Team


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