Webster Groves, Kirkwood, Ballwin and St. Louis real estate and homes for sale in Missouri - The HEA Team, REALTORS® The HEA Team REALTORS(r) for Webster Groves, Kirkwood, Ballwin and St. Louis, Missouri real estate - NUMBER1EXPERTS™ The HEA Team NUMBER1EXPERTS(tm) for Webster Groves, Kirkwood, Ballwin and St. Louis, Missouri real estate
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The HEA Team, REALTORŪ, real estate agents and broker for Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Sandie Definitely Took Care of Us!
...her expertise was readily apparent, especially in dealing with other realtors.
Zack & Katie Best
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Mortgage Prequalification: Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis                      County, MO
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Webster Groves, Kirkwood, Ballwin and St. Louis Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
First Time Buyers >The Perfect Home

When we help prospective buyers locate a new home we listen carefully to their goals. What are their criteria for selecting a neighborhood, what style of house do they prefer, what price range and floor plan meet their needs? Will any special considerations go into making the homebuying decision? When we have a good picture of what the buyer wants, we will go to work to find the best property on the market that will accommodate those needs.

Our real estate agents succeed when they can make the buyers' goals their goals. Finding the perfect home is a collaborative effort. The buyers communicate what they want, why they want it, and where compromise might be possible, and the agent listens carefully and selects the homes that come as close as possible to meeting the needs expressed. When there is trust and communication between the buyers and the real estate agent, miracles can happen! Creating these miracles for buyers and sellers is "Job #1" for us.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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The HEA Team, REALTORŪ, real estate agents and broker for Webster Groves, Kirkwood, Ballwin and St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The HEA Team
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8081 Manchester Road
Brentwood, MO. 63144
314-951-1908
Fax: 314-781-4911
Email: specialagent@hey-hea.com

Hi, I'm Sandie Hea and I consider it a privilege to help people every day achieve their real estate goals! My Client Care Coordinator, Kate, is part of my team to ensure that no detail is overlooked in the sale or purchase of your home. We want you to have a joyful experience during what can oftentimes be very stressful. Our team cares about your complete satisfaction and the service doesn't end at the closing table because I want to be Your Real Estate Consultant for Life!


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