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All Agents are NOT alike! Find out what we do that makes us stand apart from our competition! 314-951-1908
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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THE Real Estate Expert!
If we had initially priced the house as she advised, we could have sold sooner for much more!
Lynn deLearie & Kevin Pumm
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 Compare three mortgages at one time.
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The HEA Team are some of The Top Selling Real Estate Experts™
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Special Offers: Special offers for St. Louis, Richmond Heights, Brentwood, and Webster Groves homeowners from The HEA Team, top Realtors |
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Free Reports: Free services for St. Louis, Richmond Heights, Brentwood, and Webster Groves home buyers and home sellers from The
HEA Team, top Realtors |
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eNewsletter: The HEA Team's St. Louis, Richmond Heights, Brentwood, and Webster Groves
newsletter email will send you the latest real estate
information |
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Today's Real Estate News: Daily real estate news for this neighborhood, Missouri, and United
States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri mortgage
payments save you on your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Missouri or buy your own St. Louis, Richmond Heights, Brentwood, and Webster Groves house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate St. Louis, Richmond Heights, Brentwood, and Webster Groves mortgages information and interest rate
java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other Missouri real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask The HEA Team anything
real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT
real estate agentss and realty professionals and brokers in the USA and Canada
with links to their personal web sites with homes for sale |
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Real Estate Tips: The HEA Team's realty library of real
estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: The HEA Team's collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
St. Louis, Richmond Heights, Brentwood, and Webster Groves property in Missouri, including
legal terms definitions, and more |
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Latest Listings and the Latest Real Estate News
Working With An Agent >Real Estate Match Makers When you list your house with a real estate agent who participates in the Multiple Listing Service (MLS), you get a lot of service for your money. Depending upon the MLS region, there may be hundreds of participating members.
The real estate agent who lists your home works to get it sold. This is done by marketing directly to home buyers, but an even more powerful tool is marketing your home to other agents who have buyers. Your real estate agent makes all the crucial information about your home available to the other members through the MLS, such as location, size, the number of rooms, the style of architecture, what personal property is included, and any other special features. The MLS description will also contain information about any special financing that might be available, showing instructions, and special needs you may have with respect to closing. It is a powerful tool for real estate matchmakers.
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| Q |
What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?
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| A |
Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
