St. Louis, Richmond Heights, Brentwood, and Webster Groves real estate and homes for sale in Missouri - The HEA Team, REALTORS® The HEA Team REALTORS(r) for St. Louis, Richmond Heights, Brentwood, and Webster Groves, Missouri real estate - NUMBER1EXPERTS™ The HEA Team NUMBER1EXPERTS(tm) for St. Louis, Richmond Heights, Brentwood, and Webster Groves, Missouri real estate
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The HEA Team, REALTORŪ, real estate agents and broker for St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)







All Agents are NOT alike! Find out what we do that makes us stand apart from our competition! 314-951-1908


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They made me feel as important as every other client.
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Testimonials: St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home buying, real estate listings, and homes for sale in St. Louis                      County, MO
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Professional & Resourceful

I was very pleased with how the marketing of my home was handled, and I am especially grateful that the details were taken care on my behalf. I am very busy in my new position, and the last thing I had to worry about was selling my old home, but you allowed me to be concerned with the present and not the past. I appreciate your professionalism and your resourcefulness, especially when it comes to taking care of inspections and repairs. I am very appreciative that the process felt seamless and stress free and because of that I had peace of mind that my home would sell despite the market conditions. Thank you for all of your hard work and the lovely blanket, too.  

Karla Waddleton

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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The HEA Team, REALTORŪ, real estate agents and broker for St. Louis, Richmond Heights, Brentwood, and Webster Groves Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The HEA Team
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8081 Manchester Road
Brentwood, MO. 63144
314-951-1908
Fax: 314-558-6191
Email: specialagent@hey-hea.com

Hi, I'm Sandie Hea and I consider it a privilege to help people every day achieve their real estate goals! With a Marketing Coordinator and a Client Care Coordinator we ensure that no detail is overlooked in the sale or purchase of your home. We want you to have a joyful experience during what can often be very stressful. Our team cares about your complete satisfaction and the service doesn't end at the closing table because I want to be Your Real Estate Consultant for Life!

CRS GRI SRES


Sandie Hea Team Sandie Hea Team


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